Home Equity Loans
You want to borrow only what you need, when you need it, such as one remodel project at a time.
You can borrow and repay multiple times, a revolving line of credit.
- Tired of Credit Card interest rates and fees, use your HELOC
- Finance Education Expenses
- Consolidate current debt into one payment monthly
- Home Improvement
Download an application and make an appointment to discuss the best option for you.
- Credit Line remains Open for 6 years
- Flexible payment terms up to 15 years, payment tier is based on the loan balance
- Variable interest rate, determined by Wall Street Journal Prime Rate
**Restrictions apply, and will be based on credit worthiness.
- The closing costs depend on the location of the property and the amount of the Equity Loan, generally between $200 and $900, an appraisal will be necessary on all loans.
- The maximum loan to value will not exceed 90% combined with your first mortgage.
- Only homes used as Primary Residences will be considered for Home Equity loan collateral. They must me located in Buffalo and Dawson county and counties contiguous.