Home Equity Loans

You want to borrow only what you need, when you need it, such as one remodel project at a time.

You can borrow and repay multiple times, a revolving line of credit.

• Tired of Credit Card interest rates and fees, use your HELOC
• Finance Education Expenses
• Consolidate current debt into one payment monthly
• Home Improvement

Download an application and make an appointment to discuss the best option for you.

• Loan Application 
• Loan Application Checklist

 
Benefits:

• Credit Line remains Open for 6 years
• Flexible payment terms up to 15 years, payment tier is based on the loan balance
• Variable interest rate, determined by Wall Street Journal Prime Rate

 
**Restrictions apply, and will be based on credit worthiness.

1. The closing costs depend on the location of the property and the amount of the Equity Loan, generally between $200 and $900, an appraisal will be necessary on all loans.
2. The maximum loan to value will not exceed 90% combined with your first mortgage.
3. Only homes used as Primary Residences will be considered for Home Equity loan collateral. They must me located in Buffalo and Dawson county and counties contiguous.